Finiva

Construction loan

Finance options for residential construction projects

Construction loan

A construction loan is a type of home loan designed specifically for building a new property or undertaking major renovations. Unlike a standard home loan, funds are released in stages (known as progress payments) as construction milestones are completed, rather than as a single lump sum.A construction loan is a type of home loan designed specifically for building a new property or undertaking major renovations. Unlike a standard home loan, funds are released in stages (known as progress payments) as construction milestones are completed, rather than as a single lump

Progress-Based Lending

Information on staged drawdown structures.

Cost & Timeline Review

Assessment of build costs and construction timelines.

Documentation Assistance

Support with contracts, valuations, and lender requirements.

Construction Loans:

Funding Your Build in Structured Stages

Building your home or property should be exciting, not stressful. Our construction loan solutions provide clear, flexible, and reliable financing at every stage—from planning to completion. With structured guidance and adaptable terms, you can manage costs, timelines, and resources efficiently, ensuring your construction journey is smooth, confident, and on track.

Why Choose Us

Upto 90% loan amount

(subject to lender approval)

Competitive Rates

Quick Approval

Ready to get started?

Get in touch and let our experts guide you through every step of your loan journey.

Enquiry Form

How It Works

Start your credit approval

Tailored loans

Discover personalised loan options and exclusive deals that match your financial needs.

Quick application

Complete a simple, streamlined application process designed for fast, hassle‑free approval.

Get funded

Enjoy quick disbursal through trusted, secure funding partners.

Authorised Credit Representative Number 575229,Australian Credit Licence (ACL) - 377294, Corporate Credit Representative Number 575230 -BK SERVICES AUSTRALIA PTY LTD, trading as Finiva Finance.​